Other Credit Factors

Phil Joseph
Branch Manager

Sr. Mortgage Loan Originator

Over 30 Years' Experience
Movement Mortgage

Rancho Bernardo Branch
11770 Bernardo Plaza Court #451

San Diego California 92128

Direct: 619.507.3558

Fax: 858.430.2557
Email: Phil@PhilJoseph.com

Website: www.PhilJoseph.com
NMLS# 249549

Licensed in California by the Department of Business

Oversight under the Residential Mortgage Lending Act 417-0015

Movement Mortgage may not be the lender for all products offered on this website. Some loans may be made by a lender with whom American Pacific has a business relationship. Equal Housing Opportunity.

	Other Credit Factors
Mortgage companies look at other information besides your credit score and credit profile before deciding whether to approve your mortgage. They also consider: Income stability Employment history Monthly debts in relation to your income Savings amount and methods Mortgage type Property type and value Down payment amount Timeliness of rent and utilities payments